YOUR SOLAR CONCIERGE
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MADE FOR YOU, ROLAND
Your loan gets the project moving. Midas helps you review potential tax benefits. Applying money from those benefits to your loan can reduce what you owe and your future monthly payment.
Let’s get startedThree clear steps. Craig is here to help throughout.
YOUR PERSONAL CHECKLIST
Tap a step to see what to do. Check things off as you complete them.
STEP 01 / YOUR FIRST MOVE
Review and complete the solar installation agreement and the separate Concert loan documents sent to you. Keep a copy of each for your records.
STEP 02 / YOUR MIDAS REVIEW
Follow the Midas My Incentives onboarding instructions sent to you. Midas and your tax professional will confirm eligibility, required documents, timing, and the benefits you can actually use.
STEP 03 / PUT YOUR SAVINGS TO WORK
When you have funds available, choose how much to apply as an extra principal payment. That reduces what you owe. Your loan then recalculates the monthly payment at its scheduled checkpoints.
Your checkmarks stay on this browser. This is your personal checklist; it does not update your lender or project record.
THE PAYMENT PICTURE
The loan starts at the amount below. The next payment depends on the principal you pay down and the lender’s recalculation.
STARTING LOAN PAYMENT
With autopay • 10.99% APR
Without autopay: $560.43/mo at 11.49% APR. Figures reflect the current loan documents; final executed terms and lender statements govern.
AFTER FUNDS ARE APPLIED
Eligible tax savings can help you pay down principal. At a scheduled checkpoint, the lender calculates the payment using the remaining balance and term.
This was the original tax-benefit illustration. It is not yet a confirmed lender payment. Midas must confirm usable benefits, and the lender must confirm the payment after funds are applied.
A FEW HELPFUL ANSWERS
Keep this page handy. You can return to your checklist whenever you need it.
No. Midas helps with the incentive process. Once savings or funds are available to you, you choose the amount to apply and make an extra principal payment through your loan servicer.
The current documents schedule recalculation after payments 12, 24, and 36. Your new amount depends on your remaining balance and term. Continue paying the amount on your statement until the lender updates it.
The current documents say approximately 75 days after substantial completion of the project. Your lender will confirm the actual first due date. Keep autopay active if you want the quoted autopay rate.
Eligibility, the amount you can use, and timing depend on your circumstances and applicable tax rules. Midas and your tax professional should confirm these before you count on a particular amount. A multi-year tax estimate is not the same as cash available today.
The current loan documents allow prepayment without a prepayment penalty. Ask your servicer how to apply additional funds to principal and confirm that the payment posted correctly.
The Concert / Medallion Bank loan documents reviewed October 24, 2026, the October 22 discussion, and the planned Midas My Incentives process. This guide helps organize next steps; your executed agreements, tax advice, and lender statements determine the final terms.
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YOUR PROSPER TEAM IS HERE
If a document, Midas step, or payment question feels unclear, reach out to Craig. We’ll help you find the next step.