Text Craig
Your home. Your power. Your plan.Explore your solar design, battery rewards & savingsPREPARED FOR ROLAND · YOUR PROSPER GUIDE
Your home. Your solar. Your next chapter.
Financed purchase. Monthly loan payments apply.
AI-assisted concept from your home photos. Final panel layout, battery location, and tree work are confirmed through engineering.
The plan we walked through together on October 22:
Your loan finances a system you own. There is no annual lease-style payment increase. Applying funds to principal can reduce what you owe.
The battery you liked on our call stores energy for later and provides backup power. Backup duration depends on your charge level and what’s running.
Yes—just as you asked, your home stays connected. When solar and stored energy aren’t enough, you can draw from the grid. Utility charges can still apply.
About 11 kW of solar, with the tree changes we discussed considered in the design. The site review will confirm the final layout, shading, and battery placement.
We discussed insurance-backed protection for your solar and battery. We’ll walk through the coverage certificate with you so you know the terms and what’s covered.
Your incentive savings PDF explains the plan; there is nothing to sign or accept for it right now. Prosper coordinates the next steps. Once benefits are confirmed and available, we help apply the amount you choose to your loan, with the lender confirming the new payment.
PERSONAL TO YOUR HOME
Your solar vision, made personal. Your original photos, documents, and guides are together in your private project folder.
Open your project folderPrivate access for
verifast3@gmail.com
MORE THAN SOLAR.
Three ways your plan can deliver value, on different timelines.
YOUR PLANNED BATTERY
Store the power you make.
Keep more of it for the moments that matter.
Backup duration and coverage depend on charge level, loads, and the final system design.
MAINE BATTERY REWARDS
Maine’s Virtual Power Plant (VPP) rewards your battery for helping the grid during events.
Prosper coordinates enrollment.
Money coming back to you. Paid annually, based on performance.
Illustration, not a guarantee. Consent and program approval required. Agreement renews annually; charging costs reduce net savings.
WHAT THAT MEANS FOR YOUR BUDGET
$576 a year ÷ 12 months = +$48/month in average reward value.
Your lender still bills $540.16/month. Rewards arrive annually, depend on participation, and do not change the loan payment. This is a gross reward illustration before charging costs and any taxes; it excludes utility bills and other ownership costs.
See the path to your lower-payment goalYOUR UPDATED INCENTIVE REPORT · OCTOBER 24
+$57,581
Potential tax savings modeled over time
Compared with a $54,466 system purchase price. Your report combines a federal credit with depreciation- and interest-related tax savings across different years.
Estimates require tax-team review. This is not an upfront refund or a net-profit calculation. Financing interest and other costs are additional.
ILLUSTRATION · TAX TEAM REVIEW REQUIRED
Your latest report lists three potential tax benefits. These are estimates across tax years—not one upfront payment.
And the $63,341 report headline? It combines $57,581 in modeled tax benefits with $5,760 in illustrated VPP rewards over 10 years. The VPP amount is separate annual reward income, not a tax credit or first-year refund.
The $54,466 purchase price does not include all future financing interest. The report models potential tax savings on interest over the loan term, plus credits and depreciation-related savings. A combined total can also include years of battery rewards. Each has its own timing and eligibility.
Paying down the loan sooner reduces future interest—and the projected tax savings on that interest. Benefits must actually become available before you can apply them to principal.
Based on your updated October 24 report. Its first-year timing and loan illustration still need reconciliation. The tax team must confirm eligible business use, the assumed domestic-content bonus, depreciation treatment, and usable benefits. No first-year refund or revised loan payment is confirmed here.
These are the business-tax provisions being reviewed for your plan. Owning a home with solar does not by itself establish eligibility. Your tax professional confirms eligible use, basis, timing, limitations, and the correct filing-year forms.
Start with your Incentive Savings GuideClean Electricity Investment Credit for qualifying investment. The report models a credit including an assumed domestic-content bonus; eligibility and equipment documentation must be confirmed.
Eligible business or income-producing property may qualify for depreciation. Section 168 covers MACRS; §168(k) addresses bonus depreciation. The tax team selects the applicable treatment and reconciles the report’s timing.
Interest deductibility depends on how the debt is used and applicable limits. Personal interest is generally not deductible. Form 8990 applies when business-interest limitation reporting is required; not every taxpayer files it.
You do not need to fill these forms out here. Your tax professional determines which apply, including any credit, passive-activity, or loss limitations. IRS links open the latest available revision.
After installation, we handle your VPP submission and guide your consent or Tesla app confirmation. Rewards begin after program approval and participation.
Your Powerwall can earn payments by sharing stored energy during grid events. Tesla illustrates about $576 per full year for one Powerwall, based on actual participation.
Tesla illustrates 10 years of participation: about $5,760 per Powerwall at that annual amount. Its customer agreement renews annually; future rewards depend on continued participation and program terms.
The payment is $160 per average kW delivered across events. A partial first year, opt-outs, and lower output reduce earnings. Payments are annual and do not automatically reduce your loan payment.
We’ll help coordinate enrollment as soon as your system is eligible and help you choose a backup reserve for your needs. Storm Watch can prioritize backup during severe weather.
Tesla’s Maine VPP details Efficiency Maine program Open your Prosper VPP handoutEligible excess solar energy sent to the grid earns credits on your Versant bill. Unused credits roll forward for up to 12 months, then expire.
Prosper coordinates with your installer on the utility paperwork. Credits begin after the required agreements and approvals. They are part of your electric-bill savings; utility charges can still apply.
How Versant credits workQualifying solar equipment can be exempt from property tax. The exemption applies to eligible equipment value, not your entire home’s tax bill.
Prosper helps coordinate the application with Orrington’s assessor. Eligibility and filing must be confirmed; this is not a cash rebate or automatic exemption.
Maine exemption information Solar eligibility rulesA time-of-use rate may offer cheaper charging at certain hours. We’ll help compare it with your usage and solar credits before recommending a change.
This is a potential bill-saving option, subject to a rate review. Your current rate stays in place until you choose an approved change.
Explore Versant Eco ratesProgram details checked October 24, 2026. Benefits depend on eligibility, approval, and performance. VPP rewards, bill credits, and tax savings have different timing. They are not guaranteed payments or an approved loan reduction.
STARTING PAYMENT
$540.16/mo
With autopay · 10.99% APR
ORIGINAL ILLUSTRATION
≈ $211/mo
Tax-benefit illustration
Your tax team confirms eligibility, timing, and usable amounts.
Prosper helps coordinate the amount you choose to apply.
The lender confirms the payment at its scheduled recalculation.
On our call, Craig used a conservative 50% assumption in the original ≈$211/month tax-benefit illustration. The updated report models more total benefits over time. The actual amount available for a paydown—and the revised payment—must be confirmed; $211 is an illustration, not a guaranteed minimum or lender-approved payment.
At that unconfirmed payment, $211 − $48 in illustrated monthly reward value would equal about $163/month in net budget terms. Rewards remain annual and conditional, before charging costs and any taxes. Your lender would still bill the payment it approves.
Payments begin approximately 75 days after substantial completion; your lender confirms the first due date. Extra principal payments have no prepayment penalty, but do not lower the monthly payment immediately.
Recalculation follows payments 12, 24, and 36. Available funds reduce your loan once they are applied to principal. Prosper will help you coordinate that step.
Based on loan documents reviewed October 24, 2026 and the October 22 discussion. Executed agreements, tax advice, and lender statements determine the final terms.
YOUR PROSPER TEAM
Your solar plan & questions
Text Craig 803-556-7450Paperwork, scheduling & updates
Text Kami 804-223-0359kamille@prosper.energyTap Chat with Sophie on the page that opens. Sophie is an AI assistant; confirm personal tax decisions with your tax professional.
You’re taking your power back.
We’re with you all the way.